Check out Ber Kreischer on the Travel Channel’s Trip Flip. Bert reveals the best time to buy a ticket online; how to save by booking your trip 24 weeks in advance; and what to search for when planning a European vacation.
Preparing a frugal family feast is simple, hearty and delicious. If you’ve taken the family out for dinner over the last decade, you’re painfully aware of how expensive a single night out can be. Health conscious consumers have learned that preparing meals at home using fresh ingredients is not only flavorful and fresh, but is easier on the budget. Chef Jorge of Roho Kitchen demonstrates how you can serve a family of four for less, and everyone can share in the fun. Stacey Johnson talks with Chef Jorge, who demonstrates how to put together this delicious meal. Money Talks News is a great (FREE) source for daily tips for saving money on electronics, cars, home maintenance, travel, taxes, investments and even avoiding traffic tickets.
Amazon Local Deals is a great way to have hot deals delivered to your inbox daily. Set your own preferences to receive notifications tailored to your specific needs. There’s a mobile app as well. Sign up for Amazon Local Deals and start saving today.
If you are experiencing difficulty making your mortgage payments, you may qualify for certain programs sponsored by the Departments of the Treasury & Housing and Urban Development (HUD). Specific restrictions apply, so talk with your lender to determine your eligibility. HUD also provides counseling assistance in 160 languages if needed. If you are at risk of losing your home, don’t delay – call now. Watch this video for program basics, and additional information is available at Making Home Affordable and Freddie Mac’s site.
Yes, FREE – MoneyTalksNews.com is a great source for ways to save money immediately, as well as building your nest egg. Stacey Johnson provides stock information and shares his stock buys with you - an amazing resource. Sign up for regular financial updates, savings tips, investment guidance and more. You control the frequency of information sent to you. Today’s edition includes The 7 Best Ways to Save on a Memorable Vacation, so subscribe today for regular information to live better for less. And the best part is that it’s free. After all, who doesn’t love free?
You never know what value those old boxes in the corner of the attic or garage may contain. TruTV’s Hardcore Pawn stars recently appeared on GMA to demonstrate the value of old items that may seem like junk, but WAIT! Don’t discard it until you determine whether you’re tossing something you’ll regret later. If you have “junk” that you think might have real value, contact American Jewelry and Loan in Detroit to find out more.
I’m old school in a lot of ways. I prefer large paper clips over the irritatingly small ones. I also use a manual stapler instead of the electric models. The one I’ve owned for many years has gotten to the point that it jams after a single use. I bought a new one yesterday, but on my way to check out, I noticed a blurb on the package about a limited lifetime warranty. I contacted Swingline and provided the model number, and voila! A new unit is on its way to my home – no charge, no hassle, nothing. The brand new stapler was only $10, but that’s the thing about being frugal (not cheap) – saving only $10 three times a week equates to $120 per month, or $1,440 per year. Needless to say, the new stapler is going back today – unopened, of course.
CHECK OUT THE WARRANTY BEFORE BUYING
Manufacturers provide a warranty on new items, with terms varying by product. Selling extended warranties is a HUGE money-maker for retailers. What you need to know – whether that warranty runs concurrently (along with the manufacturer’s warranty) or consecutively (kicks in after the manufacturer’s warranty ends). They typically run concurrently, reducing the effectiveness by half immediately upon purchase. Example: I purchased an iPad2 from Best Buy and bought an extended warranty a month later upon showing the store rep that the unit was in perfect condition. As I recall, the 2-year addition warranty was about $169. I also contacted Apple for an extended service agreement for about $99 (to the best of my recollection). Here’s the kicker – Best Buy’s warranty ran alongside Apple’s one-year warranty, so I actually only received ONE year’s extended warranty since Apple protected the product during the same year. BUT, six days after the end of Apple’s one-year manufacturer’s warranty, I had issues with my iPad and returned to Best Buy for a repair. Oh, no – no repairs – they just wipe the content clean and give you a new unit. In my case, I got the iPad4 (with Siri) and paid nothing. I left with a receipt for $499, and a $499 reversed entry for a $0 balance, and a brand new iPad4 – did I say it has Siri? So, sometimes it works in your favor, as in my case.
Now back to Apple – when I called to purchase a year’s additional support, the representative recommended, since I had a year of support with the purchase, that I wait until a couple of days before it ended to call, thus really adding value to my purchase. That’s what I did and I’m still covered on my iPad4 – did I say it has Siri? Again, you have to weigh your options to see what works best for you. I’ve included some links below to help you decide:
Consumer Automotive Research speaks to what to consider when purchasing an extended warranty.
OPINIONS ON EXTENDED WARRANTIES DIFFER
The next article cautions against buying an extended warranty.
In the end, you have to make the decision that’s right for you. Before buying anything, check the retailer’s policy regarding replacements. My favorite savings club allows unlimited returns within a given time period (up to 5 years in some cases) if the merchandise fails to perform as intended. Whatever you do, don’t forget to see whether your retailer matches competitor’s prices on the item you’re about to buy – with or without an extended warranty.